1. Clients can select to enjoy the 'Birthday Special' offer on any one day of their birthday month. When clients place orders and select the 'Birthday Special', they enjoy a 0% initial charge on all orders placed that day. The initial charge on the Buy and Switch orders will be waived. 2. 'Selected day of the birthday month' means that, once the 'Birthday Special' is selected, clients can enjoy the 0% initial charge on that calendar day (00:00-23:59). There is no limit on the number of orders provided that the total order amount including Buy and Switch orders does not exceed HK$1,500,000 or equivalent. 3. 'Birthday Special' is only applicable to online subscription via eTrading site. 'Birthday Special' is not applicable to orders placed through eScheduler. 4. 'Birthday Special' is only applicable to Buy/Switch orders. The switching mechanism follows the existing method in eTrading site.   If you enjoy our 'Birthday Special' to switch out of money/liquidity funds which hold both 'old' and 'new' money*, the system will automatically switch the 'old' money first.  Should there be any queries, please contact our Investment Advisers on  (852) 2265 1188.   *Old Money - money initially invested into equity/bond/absolute return funds or Ultra Series funds and subsequently switched.  New Money - money initially invested into money/liquidity funds. 5. 'Birthday Special' will only be re-offered when ALL orders (Buy/Switch) that enjoy the 0% initial charge have been successfully cancelled by clients (before cut-off time 18:00) on the same order day via eTrading site. It will not be re-offered after transaction failure due to invalid application procedures or insufficient money in the designated account. 6. 'Birthday Special' is only applicable to sole accounts and the first applicant of a joint account. 7. 'Birthday Special' is not applicable to corporate clients. 8. 'Birthday Special' is only applicable to clients who have already provided us with birthday information. 9. 'Birthday Special' cannot be used in conjunction with any other promotional offers or discounts. 10. 'Birthday Special' cannot be exchanged for cash and other products. 11. Each eligible client is entitled to enjoy the 'Birthday Special' once per year. 12. In case of any dispute, the decision of JPMorgan Funds (Asia) Limited is final. 13. JPMorgan Funds (Asia) Limited reserves the right to modify these Terms and Conditions without further notice.       Mr Chow's birthday is in March. On 8 March, he selected to enjoy the 'Birthday Special' and placed three orders: Order 1: HK$500,000 Order 2: HK$700,000 Order 3: HK$400,000 Total :  HK$1,600,000 He can enjoy the 0% initial charge on Order 1 and Order 2. However Order 3 cannot enjoy 'Birthday Special' since the maximum order amount of HK$1,500,000 has been reached. Mr Lam's birthday is in April. On 15 April, he selected to enjoy the 'Birthday Special' and placed two orders: Order 1: HK$250,000 at 15:00 Order 2: HK$200,000 at 20:00 All the orders can enjoy the 'Birthday Special' although the subscription time of Order 2 is after our daily cut-off time(18:00). Our basis is not related to our trading cut-off time. Mr Chan's birthday is in May. On 22 May, he placed his orders as follows: Order 1: HK$300,000 (normal initial charge) Order 2: HK$500,000 (0% initial charge => 'Birthday Special' selected) Order 1's initial charge will not be reversed to enjoy the 'Birthday Special' offer. Mr Chan can cancel Order 1 via eTrading site and re-submit the order to enjoy the 'Birthday Special' on both orders on 22 May. Mr Cheung holds a joint account with his wife (Mr Cheung is the first applicant of the joint account).  Mr Cheung's birthday is in July while Mrs Cheung is in October. They are entitled to enjoy the 'Birthday Special' in July only (The 1st applicant's birthday is in July). Mr Kwong holds both a sole account and a joint account.  Mr Kwong's birthday is in November while Mrs Kwong's birthday is in December. Sole Account A: Mr Kwong Joint Account B: Mr Kwong and Mrs Kwong (Mr Kwong is the first applicant) Mr Kwong is entitled to enjoy the 'Birthday Special' in November on both sole account A and joint account B but the total maximum order amount is still HK$1,500,000. No 'Birthday Special' will be offered to them in December. Mr Ip holds both a sole account and a joint account. Mr Ip's birthday is in November while Mrs Ip's birthday is in December. Sole Account A: Mr Ip Joint Account B: Mrs Ip and Mr Ip (Mrs Ip is the first applicant) Mr Ip is entitled to enjoy the 'Birthday Special' in November for both his Sole Account A and joint account B in December, and the total order amount is HK$1,500,000 respectively. Ms Wong holds a sole account and her birthday is in February. However, there is no birthday record for her at JPMorgan Funds (Asia) Limited. Therefore, she cannot enjoy the 'Birthday Special' until one working day after she updates her date of birth via eTrading site.